Rates

 

IF YOU SEE A BETTER LOAN RATE AT ANOTHER INSTITUTION,
 TELL US, WE MAY BE ABLE TO BEAT IT OR MEET IT! 

Rates effective as of April 26, 2011

Share & Certificate Rates

Rates (APY)*

Regular Shares

0..10% APY

Christmas Clubs

0.10% APY

6 Month Certificate

0.25% APY

12 Month Certificate

0.50% APY

IRA Savings

0.50% APY

As of April 2011
 *APY = Annual Percentage Yield
ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE

 


  Calculators  

If you find a lower rate on any of our loans, please see if we can meet or beat it before 
committing to another financial institution!  
Support your Credit Union!

Loan Rates 

APR*

Personal Loans  - maximum $12,000.00           12 months
                                                                         24 months
                                                                         36 months
                                                                         48 months
                                                                         60 months

10.00%
11.00%
12.00%
13.00%
14.00%

New Auto
(100% financing, up to 6 year term)

5.99%

Used Auto                                                 12 months
                                                                 24 months
                                                                 36 months
                                                                 48 months
                                                                 60 months
(100% book value, up to a 5 year term, certain conditions apply, inqurie at credit union office for details.

6.99%
7.25%
7.75%
7.99%
8.35%

 

 

Home Improvement Loans
(up to $5,000.00 - $60,000.00, 12-15 year term, Lawyer fees applicable, member provides deed, estimates, insurance binder, appraisal)

6.50%
to
6.99%

Home Secured Loans
(up to $60,000.00, 12-15 year term, Lawyer fees applicable, member provides deed, insurance binder, appraisal) Use the funds for whatever you need from paying bills to taking a vacation and everything inbetween.

7.29%
to
7.69%

New/Used Boat/New/Used RV Loans
(85% purchase price, value verified with NADA book, maximum $50,000.00, terms to 12 years, member provides insurance binder)

8.00%

Computer Loans
(maximum $4000.00, terms to 2 years)

7.50%

MasterCard™
(no annual fee)

9.90%

As of April 26, 2011
 *APR = Annual Percentage Rate
ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE

 


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Mortgage Rates

Contact Members Mortgage at 1-800-316-9790 for up to the minute rates and loan product information. Ask for Customer Service and tell them you are a member of Beverly Muncipal Federal Credit Union to qualify for applications!

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